Where's The Wallet Cash Quest on Utah's Trails

Where’s The Wallet Cash Quest on Utah’s Trails

Everything you need to know for 2025

Each summer, Utah’s outdoors become the backdrop for a different kind of adventure—one that blends hiking, puzzle-solving, and a $20,000 cash prize!

On 7/30/25, Bank of Utah launched its third annual Where’s the Wallet Cash Quest, inviting the public to decode weekly clues and set off in search of a hidden wallet somewhere in the state’s public lands.

Whether you’re a seasoned riddle-solver or just looking for a reason to explore, this page has everything you need to get started.

What Is the "Where's the Wallet Cash Quest"?

The Cash Quest is a summer quest organized by Bank of Utah, now in its third year. A handcrafted leather wallet—provided by Stock & Barrel—has been hidden somewhere in Utah’s outdoors, and the first person to find it will win $10,000. In addition, they’ll choose a Utah-based nonprofit from this list of approved charities to receive another $10,000, donated in their name by the bank.

The 2025 Where’s the Wallet Cash Quest kicked off on July 30, with clues released via Bank of Utah’s Instagram, Facebook, and official clue page. This page will compile all publicly available clues, rules, and side quest updates to help participants stay on track throughout the hunt.

The 2025 Clues

We’ll update this section as new clues are released on the official clue page. Here’s what’s live so far:

Clue 1

It’s time for our riddles, what a feast this shall be.
It’s got so much flavor to fill you with glee.
To begin, find the giants that bookend a city.
You’ll know you’re on track when it gets kind of grid-y.

Clue 6

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*Pro tip: Visiting any Bank of Utah branch gives you early access to the decipher for the final clue (clue 6), a big advantage before it’s posted online. Just remember to keep that clue secret—it’ll go public later for everyone.

We’ll add Clues 2–5 here as they’re released. All side quest bonus clues will also be included once they’re made public.

Side Quests & Bonus Clues

In addition to the main cash quest, Bank of Utah is offering side quests throughout the 2025 Where’s the Wallet Cash Quest. These mini-challenges take the form of social media riddles, location-based tasks, or hidden piggy banks—each one unlocking bonus clues that can help narrow down the wallet’s location.

Side quest prizes go beyond extra hints: winners may also receive a handmade leather wallet from Stock & Barrel or a 2-night stay at Black Desert Resort in Southern Utah. It’s a way to stay engaged between clue drops—and maybe win something even if you don’t find the grand prize.

*Note: Side quest clues will eventually be shared on the official clue page so everyone can access them, but some prizes must be redeemed within a specific timeframe. Make sure to follow Bank of Utah on Instagram and Facebook to catch them in real time.

Official Rules for the 2025 Wallet Cash Quest

You must be 18 or older to participate.
Bank employees and immediate family/household members of employees are not eligible to win.
Wallet will not be hidden on private property. Please remember the “leave no trace” rule as you search.
The donation of $10,000 will be made in the winner’s name on behalf of Bank of Utah to a charity of the winner’s choice from an approved list of organizations. This donation will not be tax deductible.
Prize money will be deposited into a Bank of Utah account for easy access and transfer.
Bank of Utah is not responsible for taxes related to winnings.
By accepting a prize, the winner consents to the use of his or her name, likeness, voice, opinions, biographical information, hometown and state and/or other personal information in advertising without additional compensation.
No rock climbing, digging, or bushwhacking is necessary. Bank of Utah is not responsible for any personal claims of injury, death, loss, expense, or damages arising from participation in this campaign.
Bank of Utah reserves the right to disqualify any individual it believes or finds to be tampering or violating the official rules, or in any unsportsmanlike or disruptive conduct.
Please be kind to others who are searching. Any attempt by any person to deliberately damage any website or undermine the legitimate operation of this campaign is a violation of criminal and civil law.
Any and all disputes, claims and causes of action arising out of or connected with the prize awarded shall be resolved individually, without resort to any form of class action.
Bank of Utah will immediately inform participants as soon as we are aware the wallet has been found, but all other information or solves to the clues can be expected during normal operating hours for the bank.
Public forums to discuss the cash quest are welcome and encouraged. Feel free to post the clue page link but please refrain from posting clues or keyword to the cypher directly to your page to keep it fair for others.
Side quest locations are independent of the final location of the wallet.
Please note also that there is a timeframe for redeeming the prize associated with the side quests. If you do not redeem within that timeframe you will not receive the prize. All side quest bonus clues will be shared on the clue page for everyone to see within a certain period after the side quest is complete.

While we’re not part of the “Where’s the Wallet Cash Quest”, Trails Utah shares the mission of making trails more accessible and getting people outside—and this cash quest does exactly that.

What does Trails Utah do?
We advocate for, plan, fund, and build trails across Utah, connecting people to the state’s landscapes. See our projects, donate, or become a member to support our work.